Last updated: January 2025
Welcome to the 99 Express website. By accessing or using our website and services, you agree to be bound by the following Terms and Conditions. Please read them carefully. If you do not agree, please do not use our website or services.
99 Express Pty. Ltd. (ABN 15 644 217 970, Australian Credit Licence 384704) operates as a licensed credit adviser under the National Consumer Credit Protection Act 2009 (Cth).
The content on this website is provided for general information purposes only and does not constitute financial, legal, or credit advice. Nothing on this site should be relied upon as a substitute for professional advice tailored to your individual circumstances. We recommend you seek independent financial advice before making any financial decisions.
99 Express Pty. Ltd. holds Australian Credit Licence (ACL) 384704. Our credit broking services are regulated by the Australian Securities and Investments Commission (ASIC). We are required to act in your best interests when providing credit assistance.
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You must not:
While we endeavour to keep the information on our website accurate and up to date, we make no representations or warranties of any kind regarding the completeness, accuracy, or reliability of any information on this site. Interest rates and loan product information are indicative only and subject to change without notice. You should always confirm current rates and terms directly with the relevant lender.
Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for any loss or damage that may arise from your use of them.
All content on this website, including text, images, logos, and graphics, is the property of 99 Express Pty. Ltd. or its content suppliers and is protected by Australian copyright law. Unauthorised use is prohibited.
To the maximum extent permitted by law, 99 Express Pty. Ltd. is not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, this website or its content. This includes any errors or omissions in content, or any loss or damage of any kind incurred as a result of the use of any content posted, transmitted, or made available via the site.
Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.
These Terms and Conditions are governed by the laws of South Australia. Any disputes arising from your use of this website will be subject to the exclusive jurisdiction of the courts of South Australia.
We reserve the right to amend these Terms and Conditions at any time. Changes will be posted on this page with an updated revision date. Your continued use of the website after any changes constitutes acceptance of the updated terms.
If you have any questions about these Terms and Conditions, please contact us:
99 Express Pty. Ltd.